- Shares available from 25% with the option to staircase to 100% ownership
- Full market value of £140,000
- Opportunity to purchase a larger share
- Two-bedroom end-link house
- Living room, kitchen and ground-floor WC
- uPVC double glazing and gas central heating
- Communal car parking to the rear
2 Bedroom End of Terrace House for sale in Grimsby
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Jackson, Green and Preston are delighted to offer to the market this modern two-bedroom end-link house, pleasantly situated within the sought-after Scartho Top area of Grimsby.
Shares available from 25% at a purchase price of £35,000, based upon a full market value of £140,000. The remaining 75% share is owned by Lincolnshire Housing Partnership, to whom a monthly rent and associated charges are payable. There is an option to staircase to 100% ownership.
Shared ownership can make purchasing a home more accessible by reducing the deposit and mortgage required compared with buying the property outright. Subject to the terms of the lease and approval from Lincolnshire Housing Partnership, the purchaser may also have the opportunity to acquire a larger share in the property, known as “staircasing”.
The well-planned accommodation comprises an entrance hall, living room, kitchen and separate WC on the ground floor. On the first floor are two bedrooms and the family bathroom.
The property benefits from a gas-fired central heating system and uPVC double glazing.
Harrow Lane forms part of the popular Scartho Top development and is conveniently placed for local shops, schools and everyday amenities. Scartho village, the Diana, Princess of Wales Hospital and Grimsby town centre are also within easy reach, together with useful road links to the surrounding area.
Externally, communal car parking is provided within a car park situated to the rear of the property.
The property represents an appealing and more affordable route into home ownership, with the added flexibility of potentially purchasing a larger share in the future. Early viewing is highly recommended.
SHARED-OWNERSHIP INFORMATION
25% share:
Purchase price: £35,000
Share retained by Lincolnshire Housing Partnership: 75%
Current monthly rent: £368.55
Current additional monthly charges:
Communal administration charge: £1.66
Management fee: £16.67
Personal administration charge: £1.99
Buildings insurance: £19.93
Total additional monthly charges: £40.25
Total current rent and charges: £408.80 per month
OPTION TO PURCHASE A LARGER SHARE
Based upon the present full market value of £140,000, Lincolnshire Housing Partnership has supplied the following illustrative figures:
50% share: Purchase price £70,000, with monthly rent of £160.42 payable on the remaining 50%
75% share: Purchase price £105,000, with monthly rent of £80.21 payable on the remaining 25%
The applicable administration, management and insurance charges are payable in addition to the rent.
IMPORTANT INFORMATION
The sale is subject to the terms and conditions of the shared-ownership lease. Prospective purchasers will be required to satisfy the eligibility and affordability requirements of Lincolnshire Housing Partnership and obtain its approval before proceeding.
All purchase prices, rents, charges and staircasing figures should be confirmed with Lincolnshire Housing Partnership at the time of application, as they may be subject to review or alteration.
Important Information
- This is a Shared Ownership Property
- The percentage of share being sold is 25%
- This is a Leasehold property.
- The annual service charges for this property is £40
- This Council Tax band for this property is: B
- EPC Rating is C
Property Ref: a2b2b2a5-17c8-4b30-9c2d-f7022d43852d
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Jackson Green & Preston (Grimsby)
19 West Saint Marys Gate, Grimsby, Lincolnshire, DN31 1LE
01472 311 113
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